Comprehensive Medical Plans Designed for Sole Proprietors & 1099 Professionals
Join with other members who share the core values of maintaining a healthy lifestyle and a commitment to being smart consumers within the healthcare system. Pooling together healthy and smart people is the only sustainable way to control healthcare costs.
* Plan rates vary based on location, age, family size
** EIN is required to enroll
Low cost medical coverage
Minimum Essential Coverage or MEC plans are affordable healthcare alternatives to traditional high cost health insurance plans. These are preventive plans designed to fit your budget, serve your health coverage needs, remain ACA compliant and eliminate penalties.
Common Sense healthcare sharing plans exist to solve for healthcare equity, affordability and reliability for under-benefitted populations. These plans are one part health-share one part mec minimum essential coverage. The health-share portion covers large medical events and the mec half features the low-cost healthcare mechanisms found in our minimum essential coverage plans. Together the two halves combine care-components and best in class technologies in the healthcare market to come together to function as a comprehensive medical plan with a competitive low cost.
The Common Sense plans were created to solve for healthcare equity, affordability, and reliability for unbenefitted populations. These plans feature the low-cost mechanisms found in Minimum Essential Coverage (MEC) plans paired with HealthShare coverage for large medical events.
Bronze Coverage includes preventive healthcare services, accident and sickness, enhanced prescription savings, urgent care hospital services emergency room visits, labs and major medical scans like MRIs.
Silver Coverage includes preventive healthcare services, accident and sickness, enhanced prescription savings, urgent care, hospital services, emergency room visits, labs, major medical scans like MRIs and pregnancy care and childbirth.
MEC Value
Plans starting from
$80.00 /month
- ACA compliant, affordable health coverage
- Preventive services and wellness care 100% covered
- Virtual health benefits include routine telemedicine ($0 copay)
Choice MEC w/ Rx
Plans starting from
$160.00 /month
- ACA compliant, affordable health coverage
- Preventive services and wellness care 100% covered
- Copays apply for PCP/SPC/UC, along with diagnostic testing
- Virtual health benefits include routine telemedicine ($0 copay)
Choice MEC w/ Rx + Hospital Indemnity
Plans starting from
$210.00 /month
- ACA compliant, affordable health coverage
- Preventive services and wellness care 100% covered
- Hospital Indemnity benefit helps pay for out-of-pocket hospitalization costs
- Copays apply for PCP/SPC/UC, along with diagnostic testing
- Virtual health benefits include routine telemedicine ($0 copay)
Common Sense Health 2500
Plans starting from
$290 /month
- ACA compliant, affordable health coverage
- Preventive services and wellness care 100% covered.
- Copays apply for PCP/SPC/UC, along with diagnostic testing
- Virtual health benefits include routine telemedicine ($0 copay) & teletherapy ($38 copay)
- HealthShare coverage for large medical events - $2500 IUA
Common Sense Health 1000
Plans starting from
$340 /month
- ACA compliant, affordable health coverage
- Preventive services and wellness care 100% covered
- Copays apply for PCP/SPC/UC, along with diagnostic testing
- Virtual health benefits include routine telemedicine ($0 copay) & teletherapy ($38 copay)
- HealthShare coverage for large medical events - $1000 IUA
Bronze
coverage
Plans starting from
$558.00 /month
- Preventive Services
- Co-Pay Visits for PCP/SPC/UC/ER
- Labs/Imaging, Hospitalization and Surgery, Preferred Formulary Prescription Coverage, Unlimited $0 Telehealth Consults
Silver
coverage
Plans starting from
$689.00 /month
- Preventive Services
- Co-Pay Visits for PCP/SPC/UC/ER
- Labs/Imaging, Hospitalization & Surgery, Preferred Formulary Prescription Coverage, Unlimited $0 Telehealth Consults
- Pregnancy & Childbirth Coverage
Dental & Vision
Preventive - Delta Dental PPO
- Preventive dental health plan and diagnostic coverage
- Limited additional basic dental coverage
Comprehensive 1500 - Delta Dental PPO
- preventive dental health plan and diagnostic coverage
- Additional Basic dental coverage
- Crowns & Prosthodontics
Vision - Delta VSP
- Significant out of pocket savings available with your full feature plan by visiting one of VSP's network locations
- Copays apply for exams and materials
Supporting
Seniors
Are you 65 years old, about to turn 65,
or helping a family member that is 65 or older?
Make the best Medicare decisions for you and your family.
Medicare
enrollment
Medicareful is an easy-to-use medicare program finder that compares available plans in your area and connects you with a licensed agent who will be your medicare guide through the enrollment process.
Family Protection
Life, Disability, &
supplemental
insurance
Life & Disability
insurance
Get fast, easy and affordable life insurance coverage online in minutes- no medical exam necessary. Browse policies from A-rated life insurance providers.
Auto, home, condo & renters insurance
We’ll shop from dozens of insurers like travelers and nationwide, to make sure you are getting the best rate.
Pet
insurance
At petpartners, we offer you the chance to customize your own policy. Choose from our preferred plans or build your own to get the best value.
Household
Protection
Resources for living
Virtual fitness
Wellbeats is the premier on-demand fitness provider that delivers fitness classes, challenges and assessments to users anytime anywhere.
Plans starting from
$6.67 /month*
Minimum 3 month commitment
Mindfulness
eMindful delivers evidence-based mindfulness programs applied to everyday life and chronic conditions, promoting health and performance.
Plans starting from
$6.67 /month*
Minimum 3 month commitment
Telemedicine
Walmart Health Virtual Care makes it easy for people to access best-in-class care whenever and wherever, while minimizing out of pocket costs.
Plans starting from
$8.33 /month*
Minimum 3 month commitment
Weight loss
Lose weight by changing how you eat instead of what you eat. There are no foods to buy, points to count, or guidelines on what to eat.
Plans starting from
$300 /user
*One-time purchase
Identity protection
Identity theft and fraud protection for your finances, personal info. and family. Easy to understand, simple to set up, and all in one place.
Legal services
Our legal support provides you with assistance with credit, legal consultations, consumer rights violations, and roadside assistance.
Family plan starts at
$8.33 /month*
Minimum 3 month commitment
Home Warranty
Control the cost of home repairs with the most comprehensive, flexible and value-priced home warranty service on the market.
Personal Item Protection
Cover your phone, laptop, electronics, and other vital personal items against costly damage and theft - all for just $15 a month